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Pay for your items with Layby
Creatif Designs is happy to offer a layby service on all our products. We are happy to tailor a layby to suit you, with terms from a few weeks to several months. Regular payments are required either monthly, fortnightly or weekly. Payments can be made by cash, credit card or direct deposit. A 10% deposit is required to initiate a layby.
To Layby your chosen products please contact us, we will be happy to help
Please see below for the full terms and conditions.The lay-by period is for a maximum of five months.
- A deposit must be a minimum of 10% of the total purchase value.
- The minimum lay-by sale is $10.
- The cancellation charge on a lay-by is 80% of the total purchase price.
- There are no returns or exchanges on lay-by items with the exception of faulty goods or in accordance with your legislated rights.
- The customer or the store has the right to cancel a lay-by.
- If the customer cancels the lay-by within three weeks they have the right to a refund of the payments made, less the cancellation charge.
- If the store cancels the lay-by within three weeks the customer will be given seven days notice and will be entitled to a full refund of all payments made.
- Customers will be contacted for all lay-bys that are not completed by the due date. After the due date the lay-by will be cancelled and the customer will be given a refund for their payments made, less the cancellation charge.
- The cancellation charge is applied to compensate the retailer’s selling, storage and administration costs.
- Any items placed on lay-by cannot be altered until the lay-by has been paid in full.
- No items can be taken by the customer until the entire lay-by has been paid in full